Sell with Confidence
Read More
News

A New Financial Year = A New Opportunity for Borrowing

By Rebecca Cosgrove

At Ray White Toowoomba we want to ensure that you are maximising the return on your investment property and have the best deal on your owner occupied home loan.  With a recent injection of confidence with thanks to consecutive cuts to cash rates, and changes by the regulator, now is a great time to re-assess your existing loan or even consider extending your property portfolio.

There is digital evidence that existing owners are eager to get a better home loan rate.  One online aggregator has said there has been a whopping 400 per cent uplift in those researching for information on the fees associated with breaking a fixed rate home loan, and a 300 percent uptick in variable rate home loans searches over the same period.  Australian’s are certainly more financially in control and open to alternatives than in previous decades.

We work closely with our trusted Loan Market Broker, Mick O’Shea, who can assist with giving you proper advice surrounding your options with refinancing – whether it be to give you access to built up equity or save you money.   Please don’t hesitate to get in touch with us to arrange an appointment with Mick, we are here to help!

Up to Date

Latest News

  • Toowoomba Surges towards House Price Milestone

    Demand for Toowoomba property has shown few signs of slowing in 2022. Predictions of price growth moderation is clearly identifiable in capital city markets with Sydney now levelling off and Melbourne following close behind. Locally however the price upswing, which began in September 2020 with the median city house price … Read more

    Read Full Post

  • Happy New Year as 2022 Fires Up!

    2022 begins with the velocity of last year’s stellar real estate run still coursing through the Toowoomba market. Nationally the pandemic phenomenon produced the biggest surge in median house prices since the 1980’s and a rare win for regional markets which outpaced the combined capital cities as buyers headed for … Read more

    Read Full Post