News

A New Financial Year = A New Opportunity for Borrowing

ByRebecca Cosgrove

At Ray White Toowoomba we want to ensure that you are maximising the return on your investment property and have the best deal on your owner occupied home loan.  With a recent injection of confidence with thanks to consecutive cuts to cash rates, and changes by the regulator, now is a great time to re-assess your existing loan or even consider extending your property portfolio.

There is digital evidence that existing owners are eager to get a better home loan rate.  One online aggregator has said there has been a whopping 400 per cent uplift in those researching for information on the fees associated with breaking a fixed rate home loan, and a 300 percent uptick in variable rate home loans searches over the same period.  Australian’s are certainly more financially in control and open to alternatives than in previous decades.

We work closely with our trusted Loan Market Broker, Mick O’Shea, who can assist with giving you proper advice surrounding your options with refinancing – whether it be to give you access to built up equity or save you money.   Please don’t hesitate to get in touch with us to arrange an appointment with Mick, we are here to help!

Up to Date

Latest News

  • Shining a Ray of light this festive season

    This Christmas, together with Ray White Rural Toowoomba we will continue our popular tradition of giving with the return of ‘A little Ray of Giving’. The inspiring Christmas campaign sees us partner with Toowoomba Hospital Foundation’s Neighbourhood Christmas who help to provide Christmas to those who otherwise may not have … Read more

    Read FullPost

  • Renovating Your Investment Property? Don’t Miss Out On Valuable Deductions!

    Renovating can increase rental yields and improve cash flow but there are important rules and regulations investors should be aware of before getting started. For example, investors who live in their investment property while renovating risk missing out on thousands of dollars in property depreciation deductions. The Australian Taxation Office allows … Read more

    Read FullPost