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A New Financial Year = A New Opportunity for Borrowing

By Rebecca Cosgrove

At Ray White Toowoomba we want to ensure that you are maximising the return on your investment property and have the best deal on your owner occupied home loan.  With a recent injection of confidence with thanks to consecutive cuts to cash rates, and changes by the regulator, now is a great time to re-assess your existing loan or even consider extending your property portfolio.

There is digital evidence that existing owners are eager to get a better home loan rate.  One online aggregator has said there has been a whopping 400 per cent uplift in those researching for information on the fees associated with breaking a fixed rate home loan, and a 300 percent uptick in variable rate home loans searches over the same period.  Australian’s are certainly more financially in control and open to alternatives than in previous decades.

We work closely with our trusted Loan Market Broker, Mick O’Shea, who can assist with giving you proper advice surrounding your options with refinancing – whether it be to give you access to built up equity or save you money.   Please don’t hesitate to get in touch with us to arrange an appointment with Mick, we are here to help!

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  • CO-VID19 Update 27/03/2020

    Due to the ongoing COVID-19 situation, our doors are currently closed to the public. However; our team are still available to assist you both over the phone 07 4688 4488 or via email toowoomba.qld@raywhite.com. • Should you need to collect or pick up items from our office, please call our … Read more

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  • CO-VID19 Update 23/03/2020

    To accommodate new social distancing requirements, effective 23/03/2020 our office has moved the majority of our team members away from the main office to work remotely. • We ask that tenants avoid coming into the office, and request all maintenance be put in writing and emailed to your property manager. … Read more

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